DSCR Loan Funder LLC

Flexible Rental Property Financing Made Simple

Qualify based on your property's cash flow — not your personal income. No tax returns required. Rates starting at 5.9%.

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DSCR Loan Highlights

Rates Starting At 5.9%

Loan Amount $75K – $2MM

Max LTV Up to 80%

Min DSCR No Ratio

Loan Term 30 Years

Min Credit Score 660+

How It Works

Get Funded in 3 Simple Steps

Our streamlined process gets you from inquiry to funding as quickly as possible.

Submit Your Inquiry

Fill out our quick contact form or apply directly online. Tell us about your investment property.

Specialist Review

A DSCR loan specialist reviews your scenario and works with you on the best financing options.

Get Funded

Once approved, our team processes your loan efficiently so you can close and start earning.

Program Details

DSCR Loan Program Highlights

Our DSCR loan program is designed for rental property investors who want to qualify based on property income, not personal tax returns.

Rates from 5.9%

Competitive rates for 30-year fixed and hybrid ARM products.

$75K – $2MM

Flexible loan amounts to match your investment strategy.

No Ratio Min DSCR

Qualify even when the property's income doesn't fully cover the debt payment.

Multiple Property Types

SFR, 2–4 units, condos, and townhomes are all eligible.

Foreign Nationals

Eligible borrowers can qualify at up to 65% LTV.

30-Year Terms

Fixed rate and hybrid ARM options with up to 10 years interest-only.

Individual or Entity

Borrow as an individual, LLC, or corporation — entity is not required.

90-Day Seasoning

Use appraised value with just 90 days of ownership seasoning.

660+ FICO

Minimum credit score of 660; potentially as low as 640 with reduced leverage.

Common Questions

DSCR Loan FAQs

Everything you need to know about qualifying for a DSCR loan.

A Debt Service Coverage Ratio loan evaluates your rental income compared to expenses to determine eligibility — not your personal income or tax returns.
No. DSCR loans are underwritten based on property cash flow, not personal income. No W-2s, pay stubs, or tax returns required.
Minimum FICO of 660 is required. Borrowers with scores as low as 640 may qualify with reduced leverage.
Yes. Rental estimates from an appraiser are used when leases are not in place, so you can close before having a tenant.
Entity docs, bank statements, property address, and mortgage balances. The process is significantly simpler than traditional lending.

Ready to Fund Your Next Investment?

Submit an inquiry and a DSCR loan specialist will reach out to discuss your financing options. Or apply directly if you're ready to get started.

17103 Preston Road, Suite 260
Dallas, Texas 75248
(214) 420-7340
info@fundmydscr.com

Grow Your Rental Portfolio Today

Get started with a DSCR loan — no tax returns, no hassle, just cash flow.

Apply Today